1. Shop on trusted sites, find out more
Most cases of fraud and identity theft occur when transactions are made through social media or shopping sites that are not credible. This is why you should shop online through popular and trusted sites.
Make sure the website you choose is popular, authentic and trustworthy by customers. Testimonials on sites that show customer satisfaction prove the legitimacy of the site.
2. Make sure the web has SSL encrypted
SSL (Secure Socket Layer) is a tool that provides privacy when you provide information in a website. You can tell that a website has SSL encryption if the URL starts with HTTPS: // not a plain HTTP: //.
There will also be a lock icon visible right next to the URL in the address bar or at the bottom of the status bar depending on the type of browser you’re using.
3. Be Wise
It is understood that retailers and merchants will ask for some personal information for your transaction, but this info should only be limited to name, address, contact number, age, and credit card number (depending on payment type).
You do not have to provide other personal details that will be related to the transaction as this can give people a chance to steal your identity.
4.Protect Your Computer
Make sure you install an anti-virus program that will protect you from viruses, Malware programs, and Spyware that can access information from your computer.
5. Check your account statements
Check your account balance after online shopping transactions so you are sure that the money you paid matches the amount taken from your account. Check also do not get any other transactions.
If you pay via credit card, then you can contact your credit card issuer and request your latest transaction information. This is to make sure merchants charge you correctly and that no other suspicious transactions are in your account.
Happy shopping online!